JT Stratford, headquartered in Gainesville, Georgia offers clients comprehensive benefits consulting services in which plan design, negotiations, implementation, administration and employee communication are all provided. Our process for finding the best product offerings at the best pricing available is multi-faceted and it begins with an in-depth discussion of the employer’s needs. We become your strategic partner through the process of searching for and administering an effective, high-quality benefits program. Our expertise is manifested in our ability to solve complex problems, and provide solutions that are both beneficial to the employer and employee.
We provide custom Employer Benefit Websites with our exclusive “My Easy Connect” button that provides a direct link for all of your benefits information and easy access for your employees. By using “My Easy Connect”, employees have access to a range of information such as benefit summaries, physician network lookup, claims information log-ins, ordering ID cards, and much more.
Our Value Proposition –
There are three key components that differentiate JT Stratford from other firms.
Knowledge– Simply stated, we have the deep knowledge base and experience to deliver an Employee Benefits Platform that you desire and deserve. With over 20 years of experience in employee benefits insurance brokerage, we understand the challenges employers face and provide solutions that benefit both the employer and employee.
Resources– The business definition of “resources” is an economic or productive factor required to accomplish an activity. To accomplish the goal of building an outstanding, cohesive Employee Benefits Platform, we collaborate with outside resources for their individual expertise and acumen. Those resources include Third Party Administrators, Independent Enrollment Firms, Information Technology Firms, and Insurance Product specialists.
Your Success is our Difference– We truly care, you mean something to us, and we want to do the right thing. These may seem like simple quaint phases, but we have built our business on those simple phrases, and in today’s world we believe they are more important than ever. Our drive and ambition is focused on the opportunity to create something that will standout for both you, the employer, and your most valuable resource – your employees.
Our offerings –
JT Stratford offers a full range of insurance products that can be customized to your needs. In addition, we offer products and services that are designed to enhance both the employee and employers experience.
- Major Medical Insurance
- Dental Insurance
- Vision Insurance
- Basic Life Insurance
- Voluntary Life Insurance
- Short-Term Disability
- Long-Term Disability
- Long-Term Care Insurance
- Cancer Insurance
- Accidental Injury Insurance
- Wellness Programs
- Section 125 Plans
- Flexible Spending Accounts
- Cobra Administration Services
- Customized Employee Benefits Portal via “My Easy Connect”
Wellness Programs –
As Americans, we spend 1/3 or more of our time at work. A possible solution to the increase in chronic diseases such as diabetes and heart disease is worksite wellness. Worksite wellness can include healthy promotions such as physical activity, nutrition classes, smoking cessation, and disease awareness, among others, and can range from organized programs to informal walking groups.
As part of our contribution to Worksite Wellness, we offer onsite wellness fairs that focus on health risk assessments that are designed to identify health risks and outline information to assist a person in making healthful changes that impact their health and prevent chronic disease. In addition, through our vast resources we can construct and implement full-blown corporate wellness programs with specific goals and targeted results.
The long term success of a wellness program can be measured by several matrices. These include smoking cessation rates, reduced BMI numbers, and overall improved physical and mental fitness. When considering the potential premium savings associated with a wellness program, one must consider that one of the driving factors in the determination of premiums is claims experience. So, looking out long term, if one was able to reduce claims experience or utilization, this will lead to overall premium reductions for the employer and employee.
Health Care Reform –
The passage of the Patient Protection and Affordable Care Act (PPACA) in 2010 set in motion the largest change in employer provided health benefits in the post-World War II era. How the employer and employee are affected by the act will depend on factors such as the size of the employer, family incomes, and health conditions of the workers. The important item to note is that we, at JT Stratford, are here to help and be a resource for the important decisions to be made in the future.